The Directors of Pine Rivers Community Finance Ltd are all volunteers. Each Board of Directors member believes that by building our business, our customers’ banking can make a real difference.
Malcolm Frizzell’s banking career spans 35 years, with the last 15 years working in community banking with community enterprise boards in over 50 Communities across Australia.
Malcolm has strong risk management skills, strong Governance and Corporate Act knowledge encompassing Boardroom activities. He holds a Grad Dip in Business, Grad Cert in Governance and Risk Management from GIA and Grad Cert in Commerce from Securities Institute of Australia. Board member since July 2020.
Kris Panagiotopoulos has over 20 years of infrastructure project assessment and investment experience across Government. Kris’ previous experience includes industry development in agriculture and agribusiness. He holds a degree in Agriculture Science and a Masters of Business Administration.
Kris has previously been involved in the Samford Community Kindergarten committee and the Samford Scouts. Currently, he is the Director of Portfolio Management for the Queensland Department of Transport and Main Roads overseeing a diverse agenda of road, busway, rail, cycling and marine projects. Board member since January 2021.
Bill Rayment is a Chartered Accountant with almost 40 years of practical financial management and leadership experience. He is currently the Chief Financial Officer of a Brisbane based international steel fabrication and construction business.
Bill gained an accounting degree from the London School of Economics and went on to qualify with Deloitte in London. Joining the Rentokil Initial Group, Bill held a number of senior roles in financial management and internal audit across this business, operating in more than 40 countries.
Bill brings to the board a keen desire to demystify financial information in order to facilitate informed decision making and enable a better understanding of the business.
MaryAnne Morgan has been involved in the non-profit sector for more than 30 years. With a background in fundraising, advertising and media, MaryAnne’s extensive experience encompasses oversight, management and implementation of stakeholder engagement, strategic fundraising, marketing/communications and business development.
MaryAnne is passionate about supporting the business and community sectors to work together for mutually beneficial outcomes. Her current role is Editor of Samford’s community newspaper, The Village Pump. Board member since January 2021.
Terry Hogan has lengthy executive experience in government, higher education and the community sector. He was Chair of the Steering Committee that established the Samford Community Bank Branch of Bendigo Bank and chaired Pine Rivers Community Finance Limited’s Finance and Audit Committee. He has been a member of the Board of Pine Rivers Community Finance since 2009.
His professional career in the public sector included positions as Director General, Chief Executive and other senior roles in Local, State and Federal Government agencies.
He is an Adjunct Professor in the School of Government and International Relations at Griffith University and was Principal Policy Adviser to the Vice-Chancellor.
He was a member of the Sustainability Advisory Panel for the 2018 Commonwealth Games, and is a member of a national advisory panel making recommendations in the field of medical research.
Ruth Lennon is a Chartered Accountant and Registered Tax Agent who has over 20 years of accounting and taxation experience. Ruth is the Principal and owner of two accounting and professional services practices in the Samford Valley area.
Ruth holds a Bachelor of Business (majoring in Accounting and Business Law) and a Master of Applied Taxation. Ruth’s previous board experience includes roles as the Treasurer and board member for QLD Artworkers’ Alliance. Board member since April 2019.
Darren Grimwade has extensive experience in both private and public sectors. Darren has previously held roles in economic and taxation fields working as a director for a leading Australian taxation firm and has run multiple successful family run small businesses including currently being a Company Director in his family run property business.
Darren was elected to the Queensland Parliament in March 2012 and served on the Transport, Housing & Local Government Committee and was elected as a Councillor to the Moreton Bay Region Council in 2016.
Darren is a Graduate of the Australian Institute of Company Directors (GAICD) and was named the Qld Young Entrepreneur of the Year in 2008. Darren is very active in the local community and is a patron and life member at a number of community organisations.
Megan Avard is an Australian business executive. Megan started her career as a secondary school teacher in business and law, working for 11 years across all sectors of education in both regional and metropolitan Queensland. Over the next three decades, she held senior management positions in project management, construction, marketing and technology in both the corporate and not-for-profit sectors.
In 2017 Megan launched her technology company, of which she was Founder, CEO and Board Director. The outstanding success of this company was recognised when Megan was awarded QLD Entrepreneur of the Year in 2019, also receiving multiple APAC and other national awards. Significant partnerships were developed with global corporates such as Microsoft, before Megan finally exited the company in December 2022.
Megan has been recognised at state, national and international levels for her achievements throughout her career in the areas of innovation and technology excellence.
Cynthia Mollison’s 30+ years in administration and office management across a broad spectrum of businesses and industries provide the perfect foundation for her to support the Board members as they strive to make a positive difference in our community.